Hybrid Finance (HyFi) Blockchain is a public blockchain operated by verified entities and having zero transaction fees, high transaction speeds, and 100% KYC & AML compliance.


  • HyFi Blockchain
    The world's first hybrid finance blockchain

HyFi = (CeFi + DeFi)
Hybrid finance combines the best of centralised & decentralised finance.

The problem

CeFi & DeFi are broken

The traditional Centralized Finance (CeFi) system suffers from many problems including those of access, efficiency, time, and cost.

Decentralized Finance (DeFi) is an umbrella term for financial applications powered by public blockchains. DeFi was supposed to solve the problems of CeFi, but it has created a new set of problems, including high & unpredictable transaction fees; slow transaction speed; zero support for KYC & AML, etc.

The solution

HyFi Blockchain

Hybrid Finance (HyFi) Blockchain is a blockchain with:
  1. Zero transaction fees
  2. High transaction speeds
  3. 100% KYC (Know-Your-Customer) verification of all participants
  4. 100% AML (Anti-Money Laundering) compliance
  5. Operated by verified entities
  6. No native cryptocurrency
  7. Unprecedented level of transparency
  8. Very strong grievance redressal & dispute resolution mechanisms
  9. Very low energy consumption

Node fees and Wrapped Asset issuance fees is payable through WRAP tokens.

HyFi Blockchain is the world’s first public blockchain that ensures 100% KYC and AML. It also has zero transaction fees, high transaction speeds, and is operated by verified entities.

Most public blockchains, including Ethereum, are plagued by serious problems such as high & unpredictable transaction fees; slow transaction speed; zero support for KYC & AML.

HyFi Blockchain uses the Multichain framework with distributed consensus between identified block validators. It's close in spirit to PBFT (Practical Byzantine Fault Tolerance), but instead of multiple validators per block, there is one validator per block, working in a roundrobin fashion.

Any verified individual or entity can operate a node.

No. We expect nodes to be operated by institutions and startups who want to integrate HyFi Blockchain API into their systems.

HyFi Blockchain APIs can be integrated by developers into wallets and DApps without having to learn a new programming language. HyFi Blockchain is compatible with any API library developed for Bitcoin Core. This would make it very easy to integrate HyFi Blockchain into conventional mobile and web apps.